Under $700 you step up to name-brand frames, heavier flywheels and better fit adjustment, still without a required membership.
We compared six bikes under $700. Prices were checked on Amazon at the time of writing and can change. See also the best exercise bikes under $500 and under $1,000.
Top 3 Exercise Bikes Under $700
- 40 lb flywheel, belt drive
- Infinitely variable resistance
- 300 lb max user
- Dual SPD pedals with toe cages
Sunny Polaris Smart Cycling Bike
- 40 lb commercial-grade flywheel
- SPD-compatible pedals
- Riders 5’3″ to 6’11”, 330 lb max
- SunnyFit app
Sunny 44 lb Flywheel Magnetic Bike
- 44 lb flywheel, magnetic
- 300 lb max user (135 kg)
- 4-way seat and handlebars
- Free SunnyFit app, device holder
Exercise Bikes Under $700 Comparison
| Exercise Bike | Best For | Key Specs | Amazon Rating | Price |
|---|---|---|---|---|
| 1. Schwinn IC3 | Best Under $700 | 40 lb flywheel, belt drive; Infinitely variable resistance; 300 lb max user | 4.4/5 | Check Price |
| 2. Sunny Polaris Smart Cycling Bike | Best Fit Range | 40 lb commercial-grade flywheel; SPD-compatible pedals; Riders 5’3″ to 6’11”, 330 lb max | 4.3/5 | Check Price |
| 3. Sunny 44 lb Flywheel Magnetic Bike | Heaviest Flywheel | 44 lb flywheel, magnetic; 300 lb max user (135 kg); 4-way seat and handlebars | 4.0/5 | Check Price |
| 4. MERACH S19 Recumbent with Moving Handles | Best Recumbent | Recumbent bike with adjustable moving handles; Sliding seat, thick cushion; 330 lb max user, 111 lb | 4.6/5 | Check Price |
| 5. Schwinn 230 Recumbent | Best Programs | 16 magnetic levels, 13 programs; 300 lb max user, 80 lb; 64″L x 27.7″W | 4.2/5 | Check Price |
| 6. Niceday Recumbent Bike | Best Electric Recumbent | 32-level electric resistance; 18 lb flywheel; 400 lb max user, 84 lb | 4.4/5 | Check Price |
1. Schwinn IC3 – Best Under $700
- 40 lb flywheel, belt drive
- Infinitely variable resistance
- 300 lb max user
- Dual SPD pedals with toe cages
Pros
- ✓ Heavy 40 lb flywheel
- ✓ Quiet belt drive
- ✓ 1,900+ ratings
Cons
- ✗ About $700
- ✗ Friction-style resistance feel
- ✗ Basic console
Schwinn’s IC3 is our top bike under $700 because it brings a true studio feel: a 40 lb flywheel with belt drive, infinitely variable resistance, dual SPD and toe-cage pedals and a 300 lb rating, from a brand with a long track record. About 1,900 buyers rate it 4.4 stars.
It costs about $699. The console is basic, but you can use any app on your own device.
Best for: Spin-class style riding at home
May not fit: Riders who want a built-in screen
2. Sunny Polaris Smart Cycling Bike – Best Fit Range
- 40 lb commercial-grade flywheel
- SPD-compatible pedals
- Riders 5’3″ to 6’11”, 330 lb max
- SunnyFit app
Pros
- ✓ Studio-style fit and SPD pedals
- ✓ 4,200+ ratings
- ✓ Free app
Cons
- ✗ About $570
- ✗ 108 lb
- ✗ 4.3 average
Sunny Polaris fits riders from about 5 ft 3 in. to 6 ft 11 in. and has SPD pedals.
108 lb.
Best for: Tall riders
May not fit: Small rooms
3. Sunny 44 lb Flywheel Magnetic Bike – Heaviest Flywheel
- 44 lb flywheel, magnetic
- 300 lb max user (135 kg)
- 4-way seat and handlebars
- Free SunnyFit app, device holder
Pros
- ✓ Heaviest flywheel here
- ✓ Free app, no fees
- ✓ Smooth ride
Cons
- ✗ 4.0 average, few ratings
- ✗ About $630
- ✗ Heavy
Sunny’s 44 lb flywheel bike costs about $630 with free SunnyFit.
Few ratings.
Best for: Smooth momentum
May not fit: Review-volume seekers
4. MERACH S19 Recumbent with Moving Handles – Best Recumbent
- Recumbent bike with adjustable moving handles
- Sliding seat, thick cushion
- 330 lb max user, 111 lb
- 60″L x 26.8″W
Pros
- ✓ Full-body seated workout
- ✓ 4.6 stars on 900+ ratings
- ✓ Comfortable seat and back
Cons
- ✗ About $610
- ✗ Long frame
- ✗ Cycling, not elliptical, foot motion
MERACH S19 recumbent adds moving handles for full-body work.
Large.
Best for: Low impact full body
May not fit: Spin training
5. Schwinn 230 Recumbent – Best Programs
- 16 magnetic levels, 13 programs
- 300 lb max user, 80 lb
- 64″L x 27.7″W
- Bluetooth, grip heart-rate sensors
Pros
- ✓ 1,900+ ratings
- ✓ Step-through frame
- ✓ Zwift compatible
Cons
- ✗ About $600
- ✗ Explore the World needs a subscription
- ✗ Long frame
Schwinn 230 recumbent has 13 programs and Bluetooth.
4.2 average.
Best for: Guided workouts
May not fit: Spin fans
6. Niceday Recumbent Bike – Best Electric Recumbent
- 32-level electric resistance
- 18 lb flywheel
- 400 lb max user, 84 lb
- Backlit monitor, app training
Pros
- ✓ Precise electric resistance
- ✓ 1,900+ ratings
- ✓ Comfortable mesh backrest
Cons
- ✗ Needs power
- ✗ About $540
- ✗ Heavy
Niceday’s 32-level electric resistance recumbent holds 400 lb.
Needs power.
Best for: Precise resistance
May not fit: Outlet-free spots
How to Choose an Exercise Bike
Upright, recumbent or indoor cycling
Indoor cycling (spin) bikes suit hard intervals. Upright bikes are simpler and lighter. Recumbent bikes have a backrest and are easiest on the back and joints.
Resistance
Magnetic resistance is quiet and low-maintenance. Friction pads are cheaper but wear. Electric and motorized systems allow precise, program-controlled changes.
Flywheel and frame
Heavier flywheels (30 to 50 lb) feel smoother on spin bikes. Check the max user weight and the bike’s own weight for stability.
Tech and fees
Some bikes need a monthly membership for classes; others work with free apps or built-in programs.
Fit
Look for 4-way seat and handlebar adjustment and a rider height range that includes you.
FAQ
Is Schwinn IC3 still worth it?
Yes for riders who want a durable studio-style bike and are happy using their own device for classes.
What do you get for $700 vs $400?
Heavier flywheels, better pedals and adjustment, and sturdier frames.
Recumbent or spin at this price?
Spin for intensity; recumbent for comfort and joint relief.
Final Verdict
Schwinn IC3 is the best exercise bike under $700. Sunny Polaris fits the widest range of riders, and MERACH S19 is the best recumbent.
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